{"product_id":"reorienting-retirement-risk-management","title":"Reorienting Retirement Risk Management","description":"\u003cp\u003eRetirement risk management must be dramatically overhauled if workers and retirees are to better prepare themselves to meet future retirement challenges. Recent economic events including the global financial crisis have upended expectations about what pension and endowment fund managers can do.  Employers and employees have found it difficult to make pension contributions, despite drops in retirement plan funding.  In many countries, government social security\n\u003cbr\u003esystems are also facing insolvency. These factors, coupled with an aging population and rising longevity, are giving rise to serious questions about the future of retirement in America and around the world.\n\u003cbr\u003eThis volume explores how workers and firms can reassess the risks associated with retirement saving and dissaving, to identify creative adjustments to adapt to these new risks and realities. One area explored is the key role for financial literacy and education programs. In addition, those acting as plan sponsors and fiduciaries must reconsider pension design to help them better address the new realities. Also novel financial products are described that can help with the\n\u003cbr\u003edesign of retirement plans. Experts provide new research and offer policy recommendations, illustrating how retirement plans can be amended to better meet the retirement needs of workers and firms.\n\u003cbr\u003eThis volume is an important addition to the Pensions Research Council \/ Oxford Univeristy Press series and to the current debate on retirement security.\u003c\/p\u003e","brand":"Oxford University Press","offers":[{"title":"Default Title","offer_id":46060758696174,"sku":"9780199592609","price":146.63,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0630\/9612\/7726\/files\/9780199592609.jpg?v=1736519826","url":"https:\/\/bookland.com.au\/products\/reorienting-retirement-risk-management","provider":"Book Land AU","version":"1.0","type":"link"}